We offer a variety of individual (non-group) products for Mississippi residents including:
Individual Health Insurance
Short Term (temporary Insurance
Long Term Care Insurance
Medicare Supplement Plans
Part D Drug Coverage
Please contact us directly for assistance in determining which products best meet your needs.
Individual dental insurance usually pays a percentage of the service charge during the first year that increases for the next two years on most plans. Some plans offer discounts based on usual and customary charges.
There are several categories of services that are covered. Preventative and Diagnostic are sometimes combine together.
Many insurers classify them as follows though each carrier has their own definitions:
Preventative - routine oral exams (cleaning and floride application) and other procedures
Diagnostic - x-rays and other procedures
Basic - extractions, fillings, prosthodontics (denture repairs, etc.) and other procedures
Major - endodontic, periodontic, crowns, prosthetic services, oral surgery
Orthodontics - braces, many plans do not cover or cover only dependents to a certain age
There are different waiting periods before the carrier covers the various categories. Most waiting periods are:
Please be aware that policies have limitations and exclusions.
For more information or a no-obligation quote please complete our confidential form below. The detailed information will assist us in providing the most accurate quote. (Refresh the page after submitting to bring up another form for the next person if needed.) This is confidential for use by our company alone.
Or click on the links on the next page for a quote or to apply directly with a carrier.
We will be glad to assist you in determining the best plan for your needs.
We only offer coverage for those residing in Mississippi.