A group dental insurance policy is a contract between an insurer and a group in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium). A group is a viable business where an employer-employee relationship exists.
The premium is paid on a monthly basis.
Dental insurance usually provides either direct payment or reimbursement for expenses associated with preventative or reactive services. The cost and range of protection provided by your dental insurance will depend on your insurance provider and the particular policy you purchase.
For an employer-sponsored plan the employer is required to pay a portion of the employee-only premium. The minimum percentage is determined by the insurer and the employer can pay up to 100%. No part of dependent coverage premiums are required to be paid by the employer, therefore the employee typically pays 100% of the dependent premium.
For a voluntary plan the employer does not pay any of the premium and the employee-only and dependent premiums are 100% paid by the employee.
Benefits (such as deductible and co-pays) are usually set by the insurer and the set of benefits can be chosen to meet the premium and coverage needs of the group.
For more information or a no-obligation quote please complete our confidential form below. (Refresh the page after submitting to bring up another form for the next person, if needed.) This is confidential for use by our company alone.
The following detailed information will assist us in providing the most accurate quote. Please have as much of this information possible: Name of the Company, Type of Business / Industry, Zip Code, County of Business
Employee Information - for each person to be covered:
Date of Birth or Age, Gender
Type of Coverage: employee only, employee/spouse (age of spouse), employee/children (number of children), family (age of spouse and number of children).
We only offer coverage for businesses based in Mississippi.